Available for qualifying applicants in the United States.

Update to the latest version by going to Settings > General > Software Update.

To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS.

iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. See the Apple Card Customer Agreement for more information. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. If you choose the pay in full or one time payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. See for more information about eligible products.

† Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit.

More details are available from Apple’s trade‑in partner for trade‑in and recycling of eligible devices. Apple or its trade‑in partners reserve the right to refuse or limit quantity of any trade‑in transaction for any reason.

Some stores may have additional requirements. Offer may not be available in all stores, and may vary between in‑store and online trade‑in. In‑store trade‑in requires presentation of a valid photo ID (local law may require saving this information). Sales tax may be assessed on full value of a new device purchase.

Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Trade‑in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. You must be at least 18 years old to be eligible to trade in for credit or for an Apple Gift Card.

* Trade‑in values will vary based on the condition, year, and configuration of your eligible trade‑in device.

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